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FDIC Insured Investment Accounts |
Hometown Savings
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Non-Insured Investment Accounts |
| Hometown Savings |
Everyone needs a savings account to accumulate funds while building toward other investments. A deposit of only $25.00 is needed to open a savings account. Town & Country Bank encourages all youth to learn to save by waiving the service charges for children high school age and younger.
back to top| Christmas Club Savings |
If you’re like a lot of people, you may have found yourself short on cash during the holiday season. Town & Country Bank can help you keep that from happening next year by opening a Christmas Club Account. This account allows you to set aside a little money each month and in October we will send you a check.
back to top| Money Market Savings |
When you need to maintain access to your larger balances, yet earn a higher rate of interest than a passbook savings, you may consider our money market savings account. An initial deposit of $2,500.00 lets you open a money market savings account, and you can make up to six withdrawals each month without penalty.
back to top| Certificates of Deposit |
Earn competitive returns by purchasing our Certificates of Deposit. Certificates are available in terms ranging from 1 month to five years, and higher balances are rewarded with even higher rates. From time to time, CD specials are offered which are outstanding earning opportunities. Give us a call or click on our rates page to see what we are currently offering.
back to top| Flex CD |
A great money management tool, our Flex CD allows you to make three free withdrawals and continue to deposit funds during the nine-month term of the CD. Upon maturity, you may either redeem the CD or let it renew for another 9 month term at a new rate.
back to top| Individual Retirement Accounts |
Used both for retirement savings and income tax management, our IRA accounts
give you the financial tools you need. You may open either a traditional
tax-deferred IRA or ROTH IRA, depending upon your needs – or both!
Interest is accrued at very competitive rates compared to other bank investment
accounts. Discuss your retirement account needs with our account representatives
today.
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| Health Savings Accounts |
Do you have a high deductible health care plan? If so you may qualify for a Health Savings Account. HSA is the latest combination of savings accounts and tax management tools. If you qualify, you can make tax deductible contributions which can then be used to pay your medical expenses. This account has convenient check writing, earns interest and sends you a monthly statement. Consult your tax advisor regarding deductibility of contributions.
To learn more please stop in to see us or view our PowerPoint Presentation, at HEALTH SAVINGS PRESENTATION
Click here for Health Savings Account eligible expenses.
