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Economy Checking
Hometown Checking
e-Checking
55+ Club
e-55+ Club
NOW Checking
Super NOW Checking
Summary of Basic Account Terms
Current Rates





All of our transaction accounts include the following benefits:

Professional imaged statements delivered monthly via mail, or delivered electronically via e-mail
24 hour Telephone Banking service for reviewing balances, transferring funds and making loan payments
VISA debit/ATM cards, subject to bank approval
Automatic Transfers between accounts
Internet Banking - view your accounts online at any time, from any computer
EZ Pay Bill Payment service - pay anyone at any time from your computer
TCBank2go Mobile Banking service - review account balances, transactions, transfer funds, pay bills and more from your mobile device



Economy Checking  

Our economy checking account is perfect for low balance accounts with limited checking activity. With fees as low as $1.00/month, having a bank account won’t cost you your paycheck.

* Click here to review the account terms.

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Hometown Checking  

Not your average checking account, our hometown checking account gives you big bank checking account features with the service that only a community bank can provide. Combined with an optional VISA debit card or ATM card, our account will be all you need. Best of all, by maintaining a minimum balance of $200.00 or average balance of $1,000.00 per statement cycle, you will avoid a minimum balance service charge.

* Click here to review the account terms.

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e-Checking  

Go paperless with our e-Checking account and we will reward you with 4 free foreign ATM transactions per statement cycle! With this account, you will receive E-Statements securely via email in a password protected file each month. You will benefit by getting your statement faster, reducing office clutter, helping conserve earth's resources, and you may use any ATM anywhere four times per statement cycle without being charged our foreign ATM fee.

* Click here to review the account terms.

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55+ Club  

For our seniors, we have this package deal. Earn interest on your outstanding balance and avoid a minimum balance service charge if you maintain a minimum balance of $500.00. This account package includes free safety paper checks and money orders.

* Click here to review the account terms.

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e-55+ Club  

Enjoy all of the benefits of our 55+ Club Checking, plus go paperless and we will reward you with 4 free foreign ATM transactions per statement cycle! With this account, you will receive your monthly statements securely via email in a password protected file. You will benefit by getting your statement faster, reducing office clutter, helping conserve earth's resources, and you may use any ATM anywhere four times per statement cycle without being charged our foreign ATM fee.

* Click here to review the account terms.

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Now Checking  

Designed to reward you for your moderately high balance checking accounts, this account pays you back. Interest is earned on daily balances, and if you maintain a minimum balance of $1,000.00 or an average balance of $2,000.00, you can avoid a minimum balance service charge.

* Click here to review the account terms.

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Super Now Checking  

If you prefer to keep very large balances in your checking account, then Town & Country Bank’s Super NOW checking was designed for you. An even higher rate of interest can be obtained, and maintaining a minimum balance above $2,500.00 or an average balance of above $5,000.00 will help you avoid a minimum balance service charge.

* Click here to review the account terms.

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Summary of Basic Account Terms  

Economy Checking
Monthly Fee $1.00
Per Paper Item Fee $0.20 after 5 items
Minimum Balance Required to avoid both fees Does not apply
Average Balance Required to avoid both fees Does not apply
Other Features  
Hometown Checking
Monthly Fee $5.00
Per Paper Item Fee $0.20 after 40 items
Minimum Balance Required to avoid both fees $200.00
Average Balance Required to avoid both fees $1,000.00
Other Features  
e-Checking
Monthly Fee $5.00
Per Paper Item Fee $0.20 after 40 items
Minimum Balance Required to avoid both fees $200.00
Average Balance Required to avoid both fees $1,000.00
Other Features E-statements, 4 free foreign ATM transactions per statement cycle
55+ Club
Monthly Fee $5.00
Per Paper Item Fee Does not apply
Minimum Balance Required to avoid both fees $500.00
Average Balance Required to avoid both fees Does not apply
Other Features Free checks, money orders, interest earned on balance
e-55+ Club
Monthly Fee $5.00
Per Paper Item Fee Does not apply
Minimum Balance Required to avoid both fees $500.00
Average Balance Required to avoid both fees Does not apply
Other Features Free checks, money orders, interest earned on balance, E-Statements, 4 free foreign ATM transactions per statement cycle
Now Checking
Monthly Fee $5.00
Per Paper Item Fee $0.20 after 40 items
Minimum Balance Required to avoid both fees $1,000.00
Average Balance Required to avoid both fees $2,000.00
Other Features Interest earned on balance
Super Now Checking
Monthly Fee $5.00
Per Paper Item Fee $0.20 after 40 items
Minimum Balance Required to avoid both fees $2,500.00
Average Balance Required to avoid both fees $5,000.00
Other Features Interest earned on balance

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