Town & Country Bank

Economy Checking

Hometown Checking

e-Checking

55+ Club

e-55+ Club

NOW Checking

Super NOW Checking

Summary of Basic Account Terms

Current Rates

All of our transaction accounts include the following benefits:

	Professional imaged statements delivered monthly via mail, or delivered electronically via e-mail
	24 hour Telephone Banking service for reviewing balances, transferring funds and making loan payments
	VISA debit/ATM cards, subject to bank approval
	Automatic Transfers between accounts

Economy Checking

Our economy checking account is perfect for low balance accounts with limited checking activity. With fees as low as $1.00/month, having a bank account won’t cost you your paycheck.

* Click here to review the account terms.

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Hometown Checking

Not your average checking account, our hometown checking account gives you big bank checking account features with the service that only a community bank can provide. Combined with an optional VISA debit card or ATM card, our account will be all you need. Best of all, by maintaining a minimum balance of $200.00 or average balance of $1,000.00 per statement cycle, you will avoid a minimum balance service charge.

* Click here to review the account terms.

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e-Checking

Go paperless with our e-Checking account and we will reward you with 4 free foreign ATM transactions per statement cycle! With this account, you will receive E-Statements securely via email in a password protected file each month. You will benefit by getting your statement faster, reducing office clutter, helping conserve earth's resources, and you may use any ATM anywhere four times per statement cycle without being charged our foreign ATM fee.

* Click here to review the account terms.

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55+ Club

For our seniors, we have this package deal. Earn interest on your outstanding balance and avoid a minimum balance service charge if you maintain a minimum balance of $500.00. This account package includes free safety paper checks and money orders.

* Click here to review the account terms.

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e-55+ Club

Enjoy all of the benefits of our 55+ Club Checking, plus go paperless and we will reward you with 4 free foreign ATM transactions per statement cycle! With this account, you will receive your monthly statements securely via email in a password protected file. You will benefit by getting your statement faster, reducing office clutter, helping conserve earth's resources, and you may use any ATM anywhere four times per statement cycle without being charged our foreign ATM fee.

* Click here to review the account terms.

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Now Checking

Designed to reward you for your moderately high balance checking accounts, this account pays you back. Interest is earned on daily balances, and if you maintain a minimum balance of $1,000.00 or an average balance of $2,000.00, you can avoid a minimum balance service charge.

* Click here to review the account terms.

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Super Now Checking

If you prefer to keep very large balances in your checking account, then Town & Country Bank’s Super NOW checking was designed for you. An even higher rate of interest can be obtained, and maintaining a minimum balance above $2,500.00 or an average balance of above $5,000.00 will help you avoid a minimum balance service charge.

* Click here to review the account terms.

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Summary of Basic Account Terms

Economy Checking
Monthly Fee	$1.00
Per Paper Item Fee	$0.20 after 5 items
Minimum Balance Required to avoid both fees	Does not apply
Average Balance Required to avoid both fees	Does not apply
Other Features
Hometown Checking
Monthly Fee	$5.00
Per Paper Item Fee	$0.20 after 40 items
Minimum Balance Required to avoid both fees	$200.00
Average Balance Required to avoid both fees	$1,000.00
Other Features
e-Checking
Monthly Fee	$5.00
Per Paper Item Fee	$0.20 after 40 items
Minimum Balance Required to avoid both fees	$200.00
Average Balance Required to avoid both fees	$1,000.00
Other Features	E-statements, 4 free foreign ATM transactions per statement cycle
55+ Club
Monthly Fee	$5.00
Per Paper Item Fee	Does not apply
Minimum Balance Required to avoid both fees	$500.00
Average Balance Required to avoid both fees	Does not apply
Other Features	Free checks, money orders, interest earned on balance
e-55+ Club
Monthly Fee	$5.00
Per Paper Item Fee	Does not apply
Minimum Balance Required to avoid both fees	$500.00
Average Balance Required to avoid both fees	Does not apply
Other Features	Free checks, money orders, interest earned on balance, E-Statements, 4 free foreign ATM transactions per statement cycle
Now Checking
Monthly Fee	$5.00
Per Paper Item Fee	$0.20 after 40 items
Minimum Balance Required to avoid both fees	$1,000.00
Average Balance Required to avoid both fees	$2,000.00
Other Features	Interest earned on balance
Super Now Checking
Monthly Fee	$5.00
Per Paper Item Fee	$0.20 after 40 items
Minimum Balance Required to avoid both fees	$2,500.00
Average Balance Required to avoid both fees	$5,000.00
Other Features	Interest earned on balance

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