Town & Country Bank
Deposit Rates

Rates are effective from 9/2/2010 and are subject to change at the bank's discretion.


Certificates of Deposit
Term
Interest Rate / APY*
$100 - $9,999.99**
Interest Rate / APY*
$10,000 - $49,999.99**
Interest Rate / APY*
$50,000 & Up**
1 Month CD
.55/.55
3 Month CD
.55/.55
.65/.65
.75/.75
6 Month CD
.65/.65
.75/.75
.85/.85
1 Year CD
.95/.95
1.05/1.05
1.15/1.15
2 Year CD
1.30/1.31
1.40/1.41
1.50/1.51
3 Year CD
1.70/1.71
1.80/1.81
1.90/1.91
4 Year CD
2.00/2.02
2.10/2.12
2.20/2.22
5 Year CD
2.20/2.22
2.30/2.32
2.40/2.42
*APY = Annual Percentage Yield
**Minimum balance required to obtain rate
Penalty for Early withdrawal


CD Specials
Term
Interest Rate / APY*
$2,500 minimum**
Interest Rate / APY*
$2,500 minimum AND checking acct. relation**
14 Month CD
1.15/1.15
1.34/1.35
34 Month CD
1.79/1.80
1.99/2.00
*APY = Annual Percentage Yield
**Minimum balance required to obtain rate
Penalty for early withdrawal


Checking Accounts
Account Type
Interest Rate
APY*
NOW Account Checking
.25
.25
Super NOW Checking
.40
.40
55+ Club Account
.25
.25
*APY = Annual Percentage Yield
$25 minimum deposit to open account
Fees can reduce earnings
Rate is variable and can change at any time


Savings Accounts
Account Type
Interest Rate
APY*
Regular Savings
.55
.55
Health Savings Account
1.15
1.16
Money Market Savings
------- Under $10,000
.65
.65
------- $10,000 to $49,999.99
.85
.85
------- $50,000 to $99,999.99
.95
.95
------- $100,000 & Over
1.05
1.06
*APY = Annual Percentage Yield
Fees can reduce earnings
Rate is variable and can change at any time
$25 minimum deposit to open account


Other Deposit Accounts
Account Type
Interest Rate
APY*
Variable Rate IRA**
1.95
1.96
Flex CD ($5,000 minimum deposit required to open)***
1.00
1.00
*APY = Annual Percentage Yield
**Fees may reduce earnings
**Rate is variable and can change at any time
***Penalty for excessive and/or early withdrawals