Town & Country Bank
Deposit Rates

Rates are effective from 1/3/2012 and are subject to change at the bank's discretion.


Certificates of Deposit
Term
Interest Rate / APY*
$100 - $9,999.99**
Interest Rate / APY*
$10,000 - $49,999.99**
Interest Rate / APY*
$50,000 & Up**
1 Month CD
.25/.25
3 Month CD
.25/.25
.35/.35
.45/.45
6 Month CD
.35/.35
.45/.45
.55/.55
1 Year CD
.65/.65
.75/.75
.85/.85
2 Year CD
.95/.95
1.05/1.05
1.15/1.15
3 Year CD
1.25/1.26
1.35/1.36
1.45/1.46
4 Year CD
1.60/1.61
1.70/1.71
1.80/1.81
5 Year CD
1.90/1.91
2.00/2.02
2.10/2.12
*APY = Annual Percentage Yield
**Minimum balance required to obtain rate
Penalty for Early withdrawal


CD Specials
Term
Interest Rate / APY*
$2,500 minimum**
Interest Rate / APY*
$2,500 minimum AND checking acct. relation**
13 Month CD
.75/.75
.90/.90
26 Month CD
1.10/1.10
1.25/1.26
*APY = Annual Percentage Yield
**Minimum balance required to obtain rate
Penalty for early withdrawal


Checking Accounts
Account Type
Interest Rate
APY*
NOW Account Checking
.15
.15
Super NOW Checking
.20
.20
55+ Club Account
.15
.15
*APY = Annual Percentage Yield
$25 minimum deposit to open account
Fees can reduce earnings
Rate is variable and can change at any time


Savings Accounts
Account Type
Interest Rate
APY*
Regular Savings
.25
.25
Health Savings Account
.65
.65
Money Market Savings
------- Under $10,000
.35
.35
------- $10,000 to $49,999.99
.55
.55
------- $50,000 to $99,999.99
.65
.65
------- $100,000 & Over
.75
.75
*APY = Annual Percentage Yield
Fees can reduce earnings
Rate is variable and can change at any time
$25 minimum deposit to open account


Other Deposit Accounts
Account Type
Interest Rate
APY*
Variable Rate IRA**
1.35
1.36
Flex CD ($5,000 minimum deposit required to open)***
.65
.65
*APY = Annual Percentage Yield
**Fees may reduce earnings
**Rate is variable and can change at any time
***Penalty for excessive and/or early withdrawals