Town & Country Bank
Deposit Rates
| Rates are effective from 1/3/2012 and are subject to change at the bank's discretion. |
| Certificates of Deposit | |||
|
Term
|
Interest Rate / APY*
$100 - $9,999.99** |
Interest Rate / APY*
$10,000 - $49,999.99** |
Interest Rate / APY*
$50,000 & Up** |
|
1 Month CD
|
.25/.25
|
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|
3 Month CD
|
.25/.25
|
.35/.35
|
.45/.45
|
|
6 Month CD
|
.35/.35
|
.45/.45
|
.55/.55
|
|
1 Year CD
|
.65/.65
|
.75/.75
|
.85/.85
|
|
2 Year CD
|
.95/.95
|
1.05/1.05
|
1.15/1.15
|
|
3 Year CD
|
1.25/1.26
|
1.35/1.36
|
1.45/1.46
|
|
4 Year CD
|
1.60/1.61
|
1.70/1.71
|
1.80/1.81
|
|
5 Year CD
|
1.90/1.91
|
2.00/2.02
|
2.10/2.12
|
|
*APY = Annual Percentage Yield **Minimum balance required to obtain rate Penalty for Early withdrawal |
|||
| CD Specials | ||
|
Term
|
Interest Rate / APY*
$2,500 minimum** |
Interest Rate / APY*
$2,500 minimum AND checking acct. relation** |
|
13 Month CD
|
.75/.75
|
.90/.90
|
|
26 Month CD
|
1.10/1.10
|
1.25/1.26
|
|
*APY = Annual Percentage Yield **Minimum balance required to obtain rate Penalty for early withdrawal |
||
| Checking Accounts | ||
|
Account Type
|
Interest Rate
|
APY*
|
|
NOW Account Checking
|
.15
|
.15
|
|
Super NOW Checking
|
.20
|
.20
|
|
55+ Club Account
|
.15
|
.15
|
|
*APY = Annual Percentage Yield $25 minimum deposit to open account Fees can reduce earnings Rate is variable and can change at any time |
||
| Savings Accounts | ||
|
Account Type
|
Interest Rate
|
APY*
|
|
Regular Savings
|
.25
|
.25
|
|
Health Savings Account
|
.65
|
.65
|
|
Money Market Savings
|
||
|
------- Under $10,000
|
.35
|
.35
|
|
------- $10,000 to $49,999.99
|
.55
|
.55
|
|
------- $50,000 to $99,999.99
|
.65
|
.65
|
|
------- $100,000 & Over
|
.75
|
.75
|
|
*APY = Annual Percentage Yield Fees can reduce earnings Rate is variable and can change at any time $25 minimum deposit to open account |
||
| Other Deposit Accounts | ||
|
Account Type
|
Interest Rate
|
APY*
|
|
Variable Rate IRA**
|
1.35
|
1.36
|
|
Flex CD ($5,000 minimum deposit required to open)***
|
.65
|
.65
|
|
*APY = Annual Percentage Yield **Fees may reduce earnings **Rate is variable and can change at any time ***Penalty for excessive and/or early withdrawals |
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